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Pawn Express is a finance company based in Botswana.

 

The company’s core activity is short to medium term finance through various financing types such as Vehicle Re-finance, Pawn (Short – Medium Term Secured Financing).

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Masego R.

“Thank you! That is all I can say for being there for me when I needed you most”.

Gaone  M.

“I was always afraid of Pawn Shops. You proved me wrong. You proved me there is an honest and trustworthy pawn shop. I definitely know where to go back to when I need money”.

Thuso S.

“I truly appreciate your support, but mostly for not taking advantage of me, and for treating me with Fairness, Patience and Understating”.

 

What do I need to Bring in order to pawn my vehicle?

In order to pawn your vehicle, you will need to provide the following documents: 1. Original Blue Book, clear of all financial charges. 2. Certified Omang copy.
If you are Married in Community of Property, you will need the consent of your Spouse. It is basically a form your husband or wife needs to sign as the asset you wish to pawn is considered mutual property. In case the vehicle is registered under a company name, in addition to the above, you will need to provide the following:

1. Certified Company secretarial documents.
2. Company Board Resolution.
3. Tax Clearance Certificate – BURS.



What do I need to bring - Electronics / Tools / Other non-vehicle items?

In order to pawn your item, we require you to provide the following: 1. Proof of Ownership – This is basically proof of purchase in the form of an invoice. 2. The items must be fully paid and free from any financial charges to other financial institution, lay-by/high purchase. 3. Certified copy of Omang. Please Note: If you are Married in Community of Property, you will need the consent of your Spouse. It is basically a form your husband or wife needs to sign as the asset you wish to pawn is considered mutual property.



How Does it Work? Pawn & Drive

The process is Simple!
1. Bring your Asset to our office: 2. We will value your asset. 3. Choose the Loan product: Our team will assist you to choose the most suitable loan product for you, aiming at saving you money.
4. Sign Loan Agreement and related documents. 5. You Get the Money: We will transfer you money immediately.



Where is your office located?

We are located at Plot 1022, Mogoditshane. From Pula Spar: Drive straight towards Molepolole Road / Mogoditshane, pass through two stop signs. After the second stop sign drive for approximately 150 meters, 'Pawn Express' will be on your left hand side just before the road curves to the left.
From Molepolole Road main junction: Drive straight towards Pula Spar, Drive for approximately 150 Meters, 'Pawn Express' will be on your right hand side, just after the road curves to the right.



How much is your interest rate?

Our interest starts as low as 5% per month for 'Pawn & Park' and 14% per month for 'Pawn & Drive'!



Which cars do you have for sale?

Please follow this link to view our vehicles for sale. www.cash.co.bw/itemsforsale



How Does it Work? Pawn & Park

The process is Simple! 1. Bring your Asset to our office. 2. We will value your asset. 3. Choose the Loan product: Our team will assist you to choose the most suitable loan product for you, aiming at saving you money. 4. Sign Loan Agreement and related documents. 5. You Get the Money: We will transfer you money immediately.



How much can I pawn my vehicle/asset for?

We will aim to provide you with the amount you require or if you wish, the highest loan amount possible.
In order to do so, we will evaluate your vehicle at our office and provide you with a free quotation for your consideration and approval.



Do you have an office outside Mogoditshane?

We are only located in Mogoditshane. Unfortunately, in order to receive the loan you will need to come to our Mogoditshane Branch.



Which items do you pawn?

We pawn the following: All Vehicles - Private, Commercial, Agriculture. Polished Diamonds. High End electronics. Houses, Commercial Properties. Items of special value.



Do I need to visit your office in order to receive a loan or can I do it online?

You will need to visit our office in Mogoditshane in order for us to issue the loan. It is not possible to issue loans without physically attend our office.



How long are your loans for?

Depending on the loan type and loan product you choose, loans are for 1, 2, 3 or 4 Months. We give our clients the option to choose the loan period that is most suitable for you.



How long does it take to pawn my vehicle?

The process is quick; We will inspect your vehicle, test drive it with you and if it passes the technical test, we will help you choose the most suitable loan product that aimed at saving you money and giving you enough time to repay the loan. We aim to expedite the process and finish it as soon as possible so we will not delay you.



What are your working hours?

Our working hours are as follow:
Monday - Friday: 08:30 to 16:30 Saturday: 08:30 to 13:30 Sunday: Closed However, you can always call us after hours!



How much do I need to pay every month?

The repayment amount and period are based on the loan product you choose. We propose you visit our office when you can so we can take you through the different options.



Which loan options do you have?

We have two Pawn options for you to choose from:
1. Pawn & Park : Where we keep your vehicle at our premises until you are ready to repay. The interest starts at 5% Per Month.
2. Pawn & Drive : Where you Pawn your vehicle but keep driving it. You will just need to repay the loan at the maturity date. The interest starts at 0.46% per day / 14% Per Month.



How do I qualify for a loan?

If you are over the age of 18 years, then you can get a loan from Pawn Express. Your nationality does not matter, as long as you own a fully paid asset that you can use as security. It is a quick process. Without much ado, you will have the cash at your disposal.



Do you offer Pawn & Drive?

If you are over the age of 18 years, then you can get a loan from Pawn Express. Your nationality does not matter, as long as you own a fully paid asset that you can use as security. It is a quick process. Without much ado, you will have the cash at your disposal.



Can you buy my car or asset?

We pawn items you wish to pawn and you will receive payment for them. Currently we do not purchase assets from clients.



Can I still pawn my vehicle if it is not moving or requires repair?

We do not pawn non-moving vehicles, vehicles which are not roadworthy, or vehicles that require necessary repairs. In order to pawn your vehicle you will need to repair it.



Why should I pawn with you?

Our service is; * Fast and Easy, * No Credit check, * No Need for Bank Statements, * No need to be employed, * Private and Discrete as we Keep your business private and Confidential, * Best price Guaranteed and we will always try and pay you more than any other pawn shop, * Safe and Secure Your item will be stored in a secure facility under lock and key for safe keeping.



Do you pawn land?

As per the law, land cannot be pawned but follows a mortgage process, however we can refer you to our sister company specializing in Mortgage Lending, which is fast and efficient.



 
 

Directions

From Pula Spar:

Drive straight towards Molepolole Road / Mogoditshane, pass through two stop signs. After the second stop sign drive for approximately 150 meters, 'Pawn Express' will be on your left hand side just before the road curves to the left. 

From Molepolole Road:

Main junction: Drive straight towards Pula Spar, Drive for approximately 150 Meters, 'Pawn Express' will be on your right hand side, just after the road curves to the right.

Contact Numbers

+267 311 0848       (Call Center)

 

Operating Hours

Monday to Friday : 8:30 - 16:30

Saturday :                8:30 - 13:30

Sunday:                   Closed

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We believe and insist on Fair Play

Should you have any complaint,

Message us now and we will Immediately attend to it!

Have a dispute?

Know your rights!

 

  1. Act in a professional manner, with utmost honesty and integrity when dealing with customers.

  2. Disclose all costs and fees upfront, without small print nor misrepresentation of the product being offered.

  3. Do not charge non-refundable fees which would be perceived as being excessive.

  4. Do not issue terms nor charge a fee when the company has no intention of lending. Likewise, when in doubt err on the side of caution rather than be sorry later.

  5. Relate to customer complaints in a professional and speedy manner.

  6. Abide by the rules imposed by the relevant regulatory authorities. Furthermore, we strictly engage in legal and ethical transactions only. Without exception.

  7. We are committed to have the best interests of the customer in mind and shall attempt to meet their expectations where conditions allow.

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Warning: Borrowing more than you can afford to repay could lead to severe financial difficulties.