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Capital Express is a finance company based in Botswana.

 

The company’s core activity is short to medium term unsecured finance, also known as Micro-lending.

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How much can I borrow?

We endeavor to provide you with the maximum loan amount possible. For that to occur, we will need to evaluate your financial status and provide you with the best offer possible for your consideration and approval.



What do I need to bring with me in order to borrow?

In order to borrow money from Capital Express, you will need to provide the following documents: Latest pay slip. Three months bank statements. Employer confirmation letter. Employment Contract. Debit Card. Omang – For Citizens. Passport, Work and Residence Permit – Foreigners. Note: Your salary needs to be paid electronically in order to qualify for a loan from Capital Express.
If you are Married in Community of Property, you will need the consent of your Spouse.
It is basically a form your husband/wife needs to sign as your income is considered mutual property.

If you require the form in advance, please contact our office so we can e-mail it to you.



Driving Directions

We are located at Plot 1022, Mogoditshane. From Pula Spar:
Drive straight towards Molepolole Road / Mogoditshane, pass through two stop signs. After the second stop sign drive for approximately 150 meters, 'Capital Express' will be on your left hand side just before the road curves to the left. From Molepolole Road main Junction:
Drive straight towards Pula Spar, Drive for approximately 150 Meters, 'Capital Express' will be on your right hand side, just after the road curves to the right.



How much is your interest?

Our interest depends on the loan product you choose.

We suggest you come to our shop and meet with our friendly Loan Consultant who will be able to advise you best on our loan products that will be the most suitable for you.
By choosing the correct loan product, you will be able to save money on the interest.



How do I qualify for a loan?

If you are over the age of 18 years, employed and have good and consistent track record, then you can get a loan from Capital Express.
It is a quick process. Without much ado, you will have the cash at your disposal.



Why should I borrow from you?

Our service is Fast, Easy, Private and Discrete. We will always try and pay you more than any other establishment. If you give us the opportunity, we will aim to provide you with the highest loan amount possible.



How are you different from other microlenders?

Our interest rates are competitive and affordable. Further, we understand how challenging life can be, impacting your ability to meet your financial obligations. Hence, we will do our best to accommodate you fairly and meet your needs. A legally binding agreement is signed between Capital Express and the client. Your legal rights are protected.

Capital Express is regulated by NBFIRA and we follow all regulatory obligations.
All your rights under the Microlending Act. will be protected



How does it work?

Once we review your Title Deed and a ‘Loan Application Form’ we will give you feedback within a day, whether the loan has been approved or not. If approved, we will call you to sign a ‘Property Loan Agreement’.
Our aim is to provide you with cash within 3 days.



Do you offer extensions?

Yes! We always try to accommodate our clients’ needs and work with you rather than against you.



How long are your loans for?

Our loans are for 7, 30, 60 and 90 days, whichever option suits you best!
However, should you be in need of an extension, it is possible!



What repayment options do I have?

To make it easier for you and in order to save you time, we debit the monthly instalment from your bank account (With your approval of course!).



How fast will you pay my money?

Immediately. Once your loan has been approved, we will transfer your money immediately through a bank transfer.



What are your working hours?

Monday - Friday: 08:30 to 16:30
Saturday: 08:30 to 13:30
Sunday: Closed

You can always call us after hours!



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Directions

From Pula Spar:

Drive straight towards Molepolole Road / Mogoditshane, pass through two stop signs. After the second stop sign drive for approximately 150 meters, 'Capital Express' will be on your left hand side just before the road curves to the left. 

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From Molepolole Road:

Main junction: Drive straight towards Pula Spar, Drive for approximately 150 Meters, 'Capital Express' will be on your right hand side, just after the road curves to the right.

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Contact Numbers

+267 311 0848       (Call Center)

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Operating Hours

Monday to Friday : 8:30 - 16:30

Saturday :                8:30 - 13:30

Sunday:                   Closed

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We believe and insist on Fair Play

Should you have any complaint,

Message us now and we will Immediately attend to it!

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Have a dispute?

Know your rights!

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  1. Act in a professional manner, with utmost honesty and integrity when dealing with customers.

  2. Disclose all costs and fees upfront, without small print nor misrepresentation of the product being offered.

  3. Do not charge non-refundable fees which would be perceived as being excessive.

  4. Do not issue terms nor charge a fee when the company has no intention of lending. Likewise, when in doubt err on the side of caution rather than be sorry later.

  5. Relate to customer complaints in a professional and speedy manner.

  6. Abide by the rules imposed by the relevant regulatory authorities. Furthermore, we strictly engage in legal and ethical transactions only. Without exception.

  7. We are committed to have the best interests of the customer in mind and shall attempt to meet their expectations where conditions allow.