Capital Express is a finance company based in Botswana.
The company’s core activity is short to medium term unsecured finance, also known as Micro-lending.
How much can I borrow?
What do I need to bring with me in order to borrow?
It is basically a form your husband/wife needs to sign as your income is considered mutual property.
If you require the form in advance, please contact our office so we can e-mail it to you.
How much is your interest?
We suggest you come to our shop and meet with our friendly Loan Consultant who will be able to advise you best on our loan products that will be the most suitable for you.
By choosing the correct loan product, you will be able to save money on the interest.
How do I qualify for a loan?
It is a quick process. Without much ado, you will have the cash at your disposal.
Why should I borrow from you?
How are you different from other microlenders?
Capital Express is regulated by NBFIRA and we follow all regulatory obligations.
All your rights under the Microlending Act. will be protected
How does it work?
Do you offer extensions?
Yes! We always try to accommodate our clients’ needs and work with you rather than against you.
How long are your loans for?
Our loans are for 7, 30, 60 and 90 days, whichever option suits you best!
However, should you be in need of an extension, it is possible!
What repayment options do I have?
To make it easier for you and in order to save you time, we debit the monthly instalment from your bank account (With your approval of course!).
How fast will you pay my money?
Immediately. Once your loan has been approved, we will transfer your money immediately through a bank transfer.
What are your working hours?
Monday - Friday: 08:30 to 16:30
Saturday: 08:30 to 13:30
You can always call us after hours!
From Pula Spar:
Drive straight towards Molepolole Road / Mogoditshane, pass through two stop signs. After the second stop sign drive for approximately 150 meters, 'Capital Express' will be on your left hand side just before the road curves to the left.
From Molepolole Road:
Main junction: Drive straight towards Pula Spar, Drive for approximately 150 Meters, 'Capital Express' will be on your right hand side, just after the road curves to the right.
+267 311 0848 (Call Center)
Monday to Friday : 8:30 - 16:30
Saturday : 8:30 - 13:30
Act in a professional manner, with utmost honesty and integrity when dealing with customers.
Disclose all costs and fees upfront, without small print nor misrepresentation of the product being offered.
Do not charge non-refundable fees which would be perceived as being excessive.
Do not issue terms nor charge a fee when the company has no intention of lending. Likewise, when in doubt err on the side of caution rather than be sorry later.
Relate to customer complaints in a professional and speedy manner.
Abide by the rules imposed by the relevant regulatory authorities. Furthermore, we strictly engage in legal and ethical transactions only. Without exception.
We are committed to have the best interests of the customer in mind and shall attempt to meet their expectations where conditions allow.